If they are then there is evidence to suggest that you should oppose it.
As a matter of fact many mortgage enforcement proceedings are paralysed in Spain at the moment until the European Court solves a matter brought to it by Spanish Supreme Court.
Our experience tells us that, under this scenario, Banks are willing to settle in those cases when you give your property back to them in payment of the remaining mortgage debt.
Do your calculations as it might be worth a try.
Contact us for more information.
Costaluz Lawyers
