A recent ruling by the European Court of Justice (ECJ) allows for the possibility of clients to sue banks for abusive clauses in mortgage loans even if the clients waived …
The latest ruling by the European Court of Justice brings excellent news to mortgage holders in Spain whose contract includes “abusive clauses”. Under the sentence, if such a clause exists, …
A recent sentence has declared a BBVA mortgage loan null and void because of lack of information included in the contract. The court found that the Spanish bank failed to …
New Court Decision Rules Mortgage Loan Null and Void Read More
A recent Case Law in Spain has opened the door for claims against banks by self-employed individuals and businesses for floor clause limits in mortgage loans. The client (a self-employed …
Floor Clause limit refunds also apply to Self-Employed and SMEs Read More
The global pandemic has had wide-reaching economic consequences and many governments have introduced measures to help people in financial difficulty. In Spain, these include better COVID-19 mortgage and loan conditions. …
Your Guide to Better COVID-19 Mortgage and Loan Conditions Read More
According to the royal decree 10/2020, of 29th of March that the Council of Ministers has just approved, this permit will not apply to the following workers: 1. Workers from …
Law 57/68: it is clear that banks had to control off-plan deposits paid to the developer’s bank account, but when does that obligation start? The Supreme Court has said in …
The conclusions of the General Attorney of the European Court of Justice were announced on the morning of Tuesday, September 10th 2019, and represent a blow to both the Spanish …
The Gates Open to Claims of Abusive Interest Index IRPH in Spain Read More
Before the Judgment of the Court of Justice of the European Union of December 21, 2016, Banks offered agreements to their clients with a floor clause by which the financial …
Clausula Suelo – Floor Clauses in Spanish Mortgages Read More
A Judge in Ceuta has decided to submit a preliminary ruling before the Court of Justice of the European Union (CJEU) so that it may rule on whether the latest …
A Judge in Ceuta asks the CJEU for a ruling on mortgage related expenses Read More
