A recent note from the Consumer Ministry stated that 21 January next year is the time limit for claims for mortgage expenses. However, the move has met with strong opposition …
How long do you have to claim mortgage expenses in Spain? Read More
One of the latest sentences to come out of the Spanish Supreme Court notches up another win for consumers. In the 555/2020 sentence, the Supreme Court orders a bank to …
Spanish Supreme Court orders bank to pay costs for mortgage paperwork Read More
Who should pay the opening fee for a new mortgage in Spain has been the subject of some legal dispute. Spanish Supreme Court doctrine declares it a non-abusive clause while …
The Supreme Court in Spain has recently confirmed that banks must pay court costs in cases against abusive clauses in Spanish mortgages. Previous sentences did not clearly state which party …
Bank to pay charges in court case against abusive mortgage clauses Read More
A provincial court in Spain has fined a bank €1,000 for forcing clients to go to court over mortgage clauses despite the bank knowing that the clients were right. The …
Bank fined for forcing clients to court over mortgage clauses Read More
A recent ruling by the European Court of Justice (ECJ) allows for the possibility of clients to sue banks for abusive clauses in mortgage loans even if the clients waived …
The latest ruling by the European Court of Justice brings excellent news to mortgage holders in Spain whose contract includes “abusive clauses”. Under the sentence, if such a clause exists, …
A recent sentence has declared a BBVA mortgage loan null and void because of lack of information included in the contract. The court found that the Spanish bank failed to …
New Court Decision Rules Mortgage Loan Null and Void Read More
A recent Case Law in Spain has opened the door for claims against banks by self-employed individuals and businesses for floor clause limits in mortgage loans. The client (a self-employed …
Floor Clause limit refunds also apply to Self-Employed and SMEs Read More
The global pandemic has had wide-reaching economic consequences and many governments have introduced measures to help people in financial difficulty. In Spain, these include better COVID-19 mortgage and loan conditions. …
Your Guide to Better COVID-19 Mortgage and Loan Conditions Read More
