Claim Back Your Mortgage Opening Commission
What is the opening commission of a mortgage? The opening commission of a mortgage is a fee charged by the lender when you take out a mortgage. This fee is …
Mortgages
Off-Plan Property Bank Guarantees and Insurance Policies
Off-plan property bank guarantees and insurance policies form a fundamental part of purchasing a new property in Spain. Between them, they provide protection for your money should the developer fail …
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What Is a Binding Mortgage Offer?
If you’re buying a property in Spain, you may need to apply for a loan. In this case, you’ll probably shop around banks and may receive favourable replies to your …
Your guide to rechargeable mortgages in Spain
If you’re a mortgage holder or applying for a home loan, you’ll be aware that there are myriad types. But you may not have heard of rechargeable mortgages in Spain. …
Claimants for floor clauses in Spanish mortgages now have full retroactivity
We’re excited to report some good news for Spanish mortgage holders fighting against banks because of abusive floor clauses in their loan contracts. According to the latest judgement from the …
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All you need to know about mortgage valuations in Spain
Often the first step to getting a loan is a valuation of the property you want to buy. Mortgage valuations in Spain are carried out by qualified professionals with the …
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Spanish Supreme Court confirms sentence on mortgage loan index
The Spanish Supreme Court has recently confirmed three sentences on the mortgage loan index. The decision validates the previous jurisdiction from the European Court of Justice (ECJ) and rules that …
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Guide to changing your mortgage in Spain
There are several reasons why you might be thinking of changing your mortgage in Spain. Perhaps you’re looking for better mortgage conditions. Maybe you’d like a new mortgage contract with …
Ruling orders banks to pay court costs in floor clause mortgage cases
Banks in Spain will no longer be exempt from paying court costs in mortgage ‘floor clause’ claims, a recent court ruling has decided. A modification to the royal decree-law on …
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