Your guide to rechargeable mortgages in Spain
If you’re a mortgage holder or applying for a home loan, you’ll be aware that there are myriad types. But you may not have heard of rechargeable mortgages in Spain. …
Mortgages
Claimants for floor clauses in Spanish mortgages now have full retroactivity
We’re excited to report some good news for Spanish mortgage holders fighting against banks because of abusive floor clauses in their loan contracts. According to the latest judgement from the …
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All you need to know about mortgage valuations in Spain
Often the first step to getting a loan is a valuation of the property you want to buy. Mortgage valuations in Spain are carried out by qualified professionals with the …
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Spanish Supreme Court confirms sentence on mortgage loan index
The Spanish Supreme Court has recently confirmed three sentences on the mortgage loan index. The decision validates the previous jurisdiction from the European Court of Justice (ECJ) and rules that …
Spanish Supreme Court confirms sentence on mortgage loan index Read More
Guide to changing your mortgage in Spain
There are several reasons why you might be thinking of changing your mortgage in Spain. Perhaps you’re looking for better mortgage conditions. Maybe you’d like a new mortgage contract with …
Ruling orders banks to pay court costs in floor clause mortgage cases
Banks in Spain will no longer be exempt from paying court costs in mortgage ‘floor clause’ claims, a recent court ruling has decided. A modification to the royal decree-law on …
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A new decision by the European Court on mortgage expenses time-bar
The European Court of Justice (ECJ) has been a traditional supporter of consumer causes including defending the right to claim mortgage expenses. The latest ECJ sentence sets out the rules …
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Difficult Questions and Answers on Spanish Mortgages
Mortgages are complex matters in any country and Spain is no exception. And as with any financial commitment, they’ve become more complicated for homeowners over the last 18 months. You …
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Supreme Court Rules That Banks Pay Mortgage and Legal Costs
The Spanish Supreme Court has recently emitted sentences that clarify who should pay costs associated with a mortgage and those of legal cases arising from abusive clauses in mortgage contracts. …
Supreme Court Rules That Banks Pay Mortgage and Legal Costs Read More