Law 57/68: it is clear that banks had to control off-plan deposits paid to the developer’s bank account, but when does that obligation start? The Supreme Court has said in …
The conclusions of the General Attorney of the European Court of Justice were announced on the morning of Tuesday, September 10th 2019, and represent a blow to both the Spanish …
The Gates Open to Claims of Abusive Interest Index IRPH in Spain Read More
Before the Judgment of the Court of Justice of the European Union of December 21, 2016, Banks offered agreements to their clients with a floor clause by which the financial …
Clausula Suelo – Floor Clauses in Spanish Mortgages Read More
A Judge in Ceuta has decided to submit a preliminary ruling before the Court of Justice of the European Union (CJEU) so that it may rule on whether the latest …
A Judge in Ceuta asks the CJEU for a ruling on mortgage related expenses Read More
The recent Judgment of the CJEU, dated March 26 2019 on the early expiration clause in Spanish mortgages, has confirmed its null and void character as was already declared by …
New CJEU Sentence to favour mortgage holders in Spain Read More
The chief Judge of the Court of First Instance No. 17 of Palma de Mallorca has filed a preliminary ruling before the Court of Justice of the European Union (CJEU) …
Nullity is nullity. Spanish Judges put case before the CJEU on abusive mortgage clauses Read More
When does the new Mortgage Act come into force? Not before May 2019 How is the distribution (bank-consumer) of mortgage expenses regulated? The client will only pay the …
Why is it easier now than ever? Different circumstances related to abusive clauses in Spanish Mortgage contracts and the revision of these by European Law, has created a never seen …
Oppose the bank if you are sued for non-payment of your mortgage Read More
I volunteered as a guarantor of my son’s mortgage loan (I am an avalista) and want to see if I can get rid of that burden. Can I stop being …
Free yourself from your burden as a guarantor in Spain Read More
If they are then there is evidence to suggest that you should oppose it. As a matter of fact many mortgage enforcement proceedings are paralysed in Spain at the moment …
Are Bankia and Banco Sabadell about to sell your mortgage? Read More
