The European Court of Justice (ECJ) has been a traditional supporter of consumer causes including defending the right to claim mortgage expenses. The latest ECJ sentence sets out the rules …
A new decision by the European Court on mortgage expenses time-bar Read More
Mortgages are complex matters in any country and Spain is no exception. And as with any financial commitment, they’ve become more complicated for homeowners over the last 18 months. You …
Difficult Questions and Answers on Spanish Mortgages Read More
The Spanish Supreme Court has recently emitted sentences that clarify who should pay costs associated with a mortgage and those of legal cases arising from abusive clauses in mortgage contracts. …
Supreme Court Rules That Banks Pay Mortgage and Legal Costs Read More
The pandemic has put financial strain on almost everyone and many people are finding it difficult to meet their mortgage obligations. If you own a property in Spain with a …
What to Do When You Can’t Pay Your Spanish Mortgage Read More
A recent note from the Consumer Ministry stated that 21 January next year is the time limit for claims for mortgage expenses. However, the move has met with strong opposition …
How long do you have to claim mortgage expenses in Spain? Read More
One of the latest sentences to come out of the Spanish Supreme Court notches up another win for consumers. In the 555/2020 sentence, the Supreme Court orders a bank to …
Spanish Supreme Court orders bank to pay costs for mortgage paperwork Read More
Who should pay the opening fee for a new mortgage in Spain has been the subject of some legal dispute. Spanish Supreme Court doctrine declares it a non-abusive clause while …
The Supreme Court in Spain has recently confirmed that banks must pay court costs in cases against abusive clauses in Spanish mortgages. Previous sentences did not clearly state which party …
Bank to pay charges in court case against abusive mortgage clauses Read More
A provincial court in Spain has fined a bank €1,000 for forcing clients to go to court over mortgage clauses despite the bank knowing that the clients were right. The …
Bank fined for forcing clients to court over mortgage clauses Read More
A recent ruling by the European Court of Justice (ECJ) allows for the possibility of clients to sue banks for abusive clauses in mortgage loans even if the clients waived …
